汇入汇款业务的处理(Inward Remittance)

汇入汇款基本程序见图2.1.2-1。

电汇、信汇业务中汇入汇款环节包括：

②汇入行收到汇款指示

③头寸划拨

④汇款解付

票汇业务中汇入汇款环节包括：

(4)收款人提示汇票

(5)头寸划拨

(6)汇款解付

1、汇入行业务处理环节和要求

汇入行业务处理环节见图2.1.2-2。

2、汇款业务中的退汇

汇款业务中的退汇处理见图2.1.2-3。

办理票汇退汇时，为避免挂失汇票找到后导致银行承担风险，汇款人应向汇出行出具担保书。

3、担保书格式见示样2.1.2-1。

示样2.1.2-1 担保书

LETTER OF INDEMNITY

WHEREAS YOU ISSUED TO ME/US A DRAFT NO.__________DATED__________FOR THE AMOUNT OF__________IN FAVOUR OF__________AND WHEREAS SUCH DRAFT HAS BEEN LOST OR MISLAID, AND I/WE HEREBY REQUEST YOU TO ISSUE TO ME/US A REPLACEMENT DRAFT.

NOW THEREFORE IN CONSIDERATION OF THE PAYMENT OF THE AMOUNT OF SUCH DRAFT, I/WE HEREBY UNDERTAKE AND AGREE TO INDEMNITY YOU AND YOUR AGENTS FROM AND AGAINST ALL LOSS WHICH YOU/THEY MAY INCURE OR SUSTAIN BY ANY REASON, AND PARTICULARLY IN THE EVENT OF SUCH DRAFT BEING PRESENTED AND PAID, I/WE AGREE TO REPAY YOU THE AMOUNT SO PAID ON SUCH DRAFT AND FUTHER, IF SUCH DRAFT SHALL AT ANY TIME HEREAFTER COME TO MY/OUR POSSESSION, I/WE WILL DELIVER TO YOU WITHOUT ANY COST.